I need an urgent advice please. I originally lived in Hampshire a few months a go I moved to Birmingham for a new temporary job, rent a place there and failed to update the address on my car insurance. Even though I was fully insured with the option to drive other vehicles the police invalidated my insurance on the spot and seized my car. The policeman advised that the MIB cancelled the insurance. I now received a letter where I need to choose between guilty (£300 fine and 6 points) or not guilty and go to court. They treat me like someone who had no insurance at all. I called the MIB on 01908 830001 and they said that they have no power to cancel an insurance policy so I am confused about the whole situation and the right steps I need to take from here. Any advise would be very helpful please.

my driving licence got revoked and my ar siezed can my dad use his car insurance to get my car out as my driving licence at dvla waiting to up date ..?

Hi, My wife purchased a BMW Mini from a secondhand car dealer in May this year. Car was at the top end of book price. It is a 2005 convertible. When looking at the car I noticed that the front discs and pad required replacement and that the rear discs and pads were approx 50% worn and that the offside rear caliper was holding on (i.e. not fully realising). They agreed to replace front discs and pads and to 'sort out' the rear caliper. When the car was picked up the front discs and pads had sure enough been replaced and the rear caliper was no longer holding on...... ....fast forward two months and 2000 miles, my wife metioned to me after returning from work that the rear brakes were making a noise, I checked them and lo and behold the rear offside caliper is siezed on, and has worn the inside brake pad to the metal, therby also ruining the disc. I spoke to the dealer yesterday and I was met with the repsonse "well we only offer a one month comprehensive waranty - you can go and get a price and we might offer you something but it wont be much" I've told them I dont expect to be replacing a brake caliper (which was noticed as faulty when first viewing the car and was told had been fixed) within two months of paying several thousands of pounds for the car, this was met with the response of "you'll have to talk to the owner tommorow but you wont get much, if anything". My view is: The fault was pre-exisiting It was not properly repeaired (if indeed anything was done) The siezing of the caliper has ruinined the disc and pads on the offside rear which no require replacement as an axle set. I would think a contribution from the dealer for 100% cost of the replacement caliper and 50% for the pads and discs (these were half worn) would be a fair settlement I would welcome people's views before I go back to the dealer and put this to them this afternoon. Thanks

Advice is truly needed on this dilema. I was with my daughter and younger kids this evening my daughter was driving my car I was sitting in the passengers seat. We were stopped by the police - my daughter has a provisional lisence and was not insured to drive my car. I have a full licence and fully comp insurance on my car The police said because my daughter was driving the car the police would have to impound the car and we would have to pay £150 to get the car out. Is this right even though the fully insured car owner was in the car and could have driven it home? my daughter was charged to court and given 6 points on her provisional lisence. Is this the law now that if an uninsured driver is driving a car - the car will be siezed even wtih the owner in the car? Any info would be apprciated and the siad police man was quite nasty to us. Thanks:sad: