Please help, I dont know what to do for the best. I have scotscall saying they are coming round in 7 days. I think there are two debts but they are very old. But i dont have any paperwork for this, i thinks one is orange and one is shop direct. My soon to be ex wife ran up overdrafts of bank accounts in my name years ago, and i have never dealt with any of it. I have just ignored it. I want to sort this desperately. Someone please help i have never dealt with this sort of problem before. I have never heard anything regarding the bank accounts, but the other two debts have been banded from debt collector to debt collector for years. Now scotscall say they are coming. Im scared if i try to pay them the bank account debts will re surface. What should i do im at a pretty low ebb going through a divorce and my wife has stopped me seeing my 3 year old daughter. Having to go to court to get contact. Everything is getting on top of me any advice on a way forward please.

Hi guys & Girls have received a letter from scotscall acting on behalf of arrow global threatening a home visit. Have emailed them the following:- Dear sir or Madam, I do not recogise the above account please can you do the following:- 1) Supply me with a copy of the original Credit agreement. 2) Tell me who the original creditor is. 3) Send a copy of the notice of assignment. 4) Send a copy of the default notice. This will allow me to check against my records. Kindest regards Kevin Flynn any advice would be welcome. They have replied with this.... Thank you for your email. This is an HBOS account and this is all the information we have. If you require further details you will need to contact HBOS Enquiries - scotcall.com Sales Telephone: 0844 257 8555 scotcall Spectrum House • 55 Blythswood Street • Glasgow • G2 7AT This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This Communication may contain material protected by law, copyright or other legislation. If you are not the intended recipient or the person responsible for delivering the email to the intended recipient, be advised that you have received this email in error and that any use, dissemination, forwarding, printing or copying of this email is strictly prohibited. If you have received this email in error please notify the IT Department by telephone on +44 (0) 141 243 4831. scotcall limited Registered in Scotland - No. SC127277

image ru They can't even be bothered to threaten me any more! Translation: Final notice, there's f*** all we can do and we know it. Made my day that has.