Hi everyone, After graduating uni I have applied to a Master scholarship and I have been given one. The university agreed to pay for my full master course and I was to cover 350 hrs of internship during the whole year course. A few months into my degree I had to defer due to health issues. At the time they were encouraging and advised me to freeze the course for a few months and then decide if I want to come back depending on how I feel. When the time came I decided to not continue it and as they heard this they told me I have to pay for the first semester as I did not do enough internship hours to cover that (£1130). Initially I said I am willing to pay but I would like to see the terms and conditions of the scholarship in the case of a referral and our contract signed. There was no contract and no terms and conditions. the only thing they have provided me with was a time sheet where it shows how many hours I've worked as an intern and threats that if I do not pay they will send my details to their debt collectors agency. Please note I never said I will not pay, I just said I will but I need to see the contract and conditions first and make sure that is the case. Next email came from Controlaccount PLC asking me to pay them £1330 on behalf of University College Birmingham. I have ignored their emails and calls until now, yesterday I received a letter for the first time. threatening me that if I do not pay in 14 days they will apply for a CCJ and I will have to pay for court charges plus other fees too. My question is, can they really apply for a CCJ, and if they do will this immediately affect my credit score or only in the case that I do not pay in 30 days after the court decision. I am planning to apply for a mortgage in the future and this worries me. Thank you very much in advance. Alex