Hi i am really struggling and hope that someone here can assist me !
I originally took out a secured loan with Endeavour finance in 2007 for £20k and have been paying it back since
it was then sold onto Moorgate/Sancopia with no written information provided to me ,
and from looking at the land registry sancopia registered a charge on the property in 2013,
despite years of payments my balance is just increasing and not decreasing .
i have previously made a SAR to moorgate and they have sent me a photocopy if my agreements with endeavour.
My question is this
how can i deal with this debt
i am no longer working as i am a carer for my mum who has dementia
this debt is taking over my life and its never reducing!
should i ask for a copy of my original agreement
or can anyone help me deal with debt in a better way?
any help would be appreciated