I paid them for a couple months via Monthly Standing Orders which i set up,
this was after the Debt Management Company I used folded,
I then stopped paying all of them recently ...
I have just received a true copy of my original CCA from Halifax, back dating to 2001,
so will now need to sort a repayment offer with them
They are the only 1 from 5 to provide thus far, so tbh i still had a great result
This is very true,
i assumed info from a company like StepChange would be best i would get,
not a mention or suggestion of doing CCA's came from them
Sometimes their hands are tied to give certain aspects of advice
and as I say CAG was a blessing in disguise when i read what people were saying about making CCA requests
I have just received a true copy of my original CCA from Halifax, back dating to 2001,
so will now need to sort a repayment offer with them, they are the only 1 from 5 to provide thus far,
so tbh i have still had a great result !
Better late than never, very true