Showing results for tags 'remortging'.
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Hi I have a mortgage I have had for 7 years. I am on a SVR rate of 4% and am concerned that the bank of England base rate will soon rise thus increasing my payments so want to get into a fixed deal. I work and earn around 10k plus I receive working/child tax credits of £680 a month and DLA for my disabled daughter (only year left on this award though so doubtful they will take this into account) I also receive the standard child benefit and £100 a month maintenance which I can prove. I need to borrow 130k although my property is worth about 185k. Does anyone know if this is possible and if banks will take these kinds of benefits into consideration? I have a good credit report and have never defaulted on a mortgage payment in 7 years. Any advice would be great Thanks
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