Well here goes
I took out a re-mortgage back in 2003 and PPI was added along with a life insurance policy also a month later in 2004
I had a top up loan with the same company we did this on thier advice which was have a smaller re-mortgage and then add the top up straight away as this would be easier to approve ?
this was obviously for them to increase thier fees and profits as they added another PPI policy to the top up
not long afer we reapid the both loans in full and I forgot all about the policys, untill the other day when
I came across the paper work again and realised id been fleeced.
I used one of the templates from the site to request a refund and today got the reply That the policy was taken out over 6 years ago
so was statute barred also it was before the date that the FOS was involved
so they would be unlikely to help,
any ideas would be appreciated
jdene