Looking for some advice about where to start with my claim I have been through the forum looking for a definitive answer about which way to proceed.
Basically I am on a dmp and have been for just over a year my estimated debit free date is june 2025 so as you can guess i owe a fair bit across 8 accounts ;- 3 with lloyds , 1 halifax, 1 egg,1 tesco and 2 with mbna.
I know I should be able to reclaim on at least 2 of the above if not more , i also know any money will go off my overall debit which again I am fine with .
What i would like help with is the following
Most of the accounts for the above have been closed by the lenders so should i just go for a SAR for each of them ??
On my CCS statement it states the two MBNA debits are being paid to moorgate loan servicing and the egg on to barclay card so who should i write to.
In the case of the halifax one would a SAR to lloyds given me the halifax info.
I also had a egg loan a couple of years ago and I am sure i paid ppi during the loan period (think this might be longer than five years ago though)
Also because I have the dmp and these organisations are still getting money off me will it make it easier.
Also my mortage is with cheltenham and Gloucester so would the sar to Lloyds give me my mortage info as well as i think I may be paying ppi on that as well.
Finally am i best sending a sor request straight from the begining
As you can tell things are a bit of a mess and i woulld like to take some positive steps to sort them out
Any advice will be most welcome and i will keep you informed of progress once i get started
Thanks
Mark:???: