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I have recently been contact by a company appointed by a trustee in bankruptcy demanding a payment of £26000 that i received in the time leading upto to an individuals bankruptcy, (preferential payment) it is personal and a none company debt. I intend to dispute the debt on the ground there was no desire to prefer. My questions are- 1. If they do not accept my dispute and say they are in the right but i feel i have proven otherwise, what would they beable to do if i continue to dispute? 2. Do they have to get a court to rule that i owe the debt? Is this a ccj or is it a different judgement where i can avoid a ccj. 3. I basically can pay them if required through loaning the money myself but obviously this is not what i would prefer to do. I basically want to take the matter as far as possible to fight without damaging my credit file as i am looking to buy a house shortly with my wife and kids. Any advice would be great thanks for the help in advance and hi to everyone because this is my first post on a forum im a noob! Cheers Paul
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