Hullo Caggers
I'm ex BR and have been for a couple of years now. I'm very careful with my credit score and how its affected. However, I do need some advice.
Every so often I check my credit score - Experian loves me - Equifax seems to hate me (Any reason for that?? )
The last time I checked my credit score on Equifax - it was 337. 3 Months later and It's dropped to 279 and there are a few strange things... I shall post a few screen shots in hope that one of you amazing folks can shed some light!!
I have no extra credit taken out
Same bank account
No searches
No OD
No Bank charges
I was BR 11/11/09 and Discharged 1 year later. My BR payments also stopped early.
A loan from Lloyds TSB is making a massive impact on my score. It says I've defaulted by £3.5k and the wording in the warnings - seems to suggest that I still owe it - or at least thats what it seems to suggest to me and other lenders.
The loan from Welcome was included in my bankruptcy - but shows as settled??
Can anyone offer some advice on this??
Thanks in Advance