Just a quick update National collections office have today offered on behalf of capquestc a 50% discount on the £940 balance owed This is time limited until 10th October obviously they have no signed credit agreement or they wouldn't be offering a 50% discount Is it safe to say another one out of the milking parlour

I am asking this for my partner having read numerous posts on the subject i would just like a bit of advice on the direction she should take She has been with Gregory for about 12 years as far as she can remember, she has paid off most of her debts and is not looking to dodge any debts she still has to pay off Last week she received a call for her annual review she currently pays £35 per week and has never missed a payment During the annual review (which i told her she was not obligated to do ) she told them that her financial circumstances had not changed they interrogated her and came to the conclusion that they could no longer help her as she couldn't afford the payments that she had been making This was mainly because she refused to include both my income and her adult sons income into the equation as none of the debts are anything to do with us the position she is in now is that she has four debts totalling £2300 which i can pay off in full The highest being about £900 the lowest £150 at present i cant be more accurate a s i have not got the information to hand i think that the money is owed to Next,Santander and a DCA i cant remember the other one What i need advice on is should she A Contact Gregory pennington and ask for account numbers and contact details B Wait for the companies that she owes the debts to contact her If she takes option B will this affect her credit file as nothing is showing on it at present Im hoping that if we deal with the creditors direct that i can secure a discount having never done this before what sort of discount should i ask for Thanks in advance

Hi All First of all, I'm not overly convinced this is the correct area for this thread so please move if needs be (although it doesn't seem to fit in any category ) I have sent my SAR to Gregory Pennington so I can see exactly what I have been charged for doing what. My question is what is deemed as an "excessive charge"? Does it depend on the size of the debt or is there a scale used or a "suggested amount"? I'm a bit clueless here really but after spending 4 or 5 years paying off this debt I want to make sure I wasn't shafted too badly:D (Already guessing I was lol) Thanks Ustasi

Hi thought i would post this as to make people aware of this company and also anybody who can help with regard to stopping his activity. I was cold called by Mr Allen Young of Pennington Pinder and Co of Sunderland (his company, not ltd) He is a debt recovery company, I had a few company debts to recover and he was not win no fee so thought I had nothing to lose. How wrong can you be. I did check the internet but only the company name, and as it was new there were not threads on it, If i had checked his name I would of been alerted to him. He collected £3000.00 from a customer and now will not pay it over to me stating he has no money to pay me. He collected this in July this year. This person has had 2 previous companies where he has done the self same thing, if you check the what consumer forum and freeindex you will see his other companies Fraser fox and Anderson Reuters have duped customers. Can nothing be done about this. He has stolen thousands of pounds from people and nobody is doing anything about it. He does not have to be registered with the OFT as it is commercial debt and not consumer. The police will not do anything as they say it is civil and the trading standards don't really care, unless you are selling dodgy t shirts they don't seem interested. The fact that he is advertising litigation and accoutancy services and not qualified does not seem to matter, that he has letters from past customers who were never his customers on his website. I think he has been made bankrupt before, if so should he be allowed to trade not sure on the ruling on this. I have spoken to several of his old clients and they feel the same as me, he is continuing to do this and other law abiding people get ripped off. He lives in a rented house and i do no think he has any assets to warrent court action. His last company Anderson Reuters was wound up by one of his clients who he did not pay, and he has paid for this but still not got his money, which i think was about £9000 I have also reported him to watchdog and rogue traders to see if they can help at all. Just waiting a reponse. Has anybody else out there had any dealing with this crook or any ideas as what to do.

Hi Guys, I hope you can help me. I have several issues that i want to raise regarding think banking and gregory pennington and hope that someone can help. Firstly i took out a DMP with Gregory Pennington nearly 3 years ago. i provided my income / outgoings and explained that i was struggling to live and pay rent due to my high levels of debt. I looked over everything and even though i knew there would be a fee attached, decided it was worth the money as long as my debts got cleared....this is where things started to go horribly wrong! Firstly i was informed by Gregory Pennington that i would 'NEED' to set up a bank account with Think Banking. Since i was paying large overdraft fees each month the £12.50 monthly admin fee seemed a drop in the ocean in comparison, and so i agreed. I realise now that there is no need for me to ever 'pay' for a bank account and i feel like i was forced into taking this account and want to know if i can do anything about it in the same way people claim for mis sold PPI? These two companies claim to be seperate and yet with the mounting issues i am having with both of them they seem to be almost intertwined and i wanted to know if you had any further information about them? Also when i signed up for this account think proudly announce that they are part of the RBS group. I have found out today following the massive RBS banking issue on moneysavingexpert that this company is not part of RBS at all and merly uses there banking system and i am wondering if this is then fraud? I have several complaints that i wish to lay out to you but if i can start here any advice would / info would be greatly appreciated as looking over these forums you guys seem to have quite a bit of experience of dealing with people tied in with these con artists