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  1. I handed a car back to PCF after about a year of ownership due to job loss. I asked them if i could sell the car to pay off the remaining balance but they refused. they then sold the car for a poultry amount leaving a large amount remaing on the account. I have been paying the debt back £10 per month which is not really touching the balance on the 2 loans. one is at about 5500 the other at 1200. is the fact they gave me 2 loans to finance the car an issue I can tackle them about? It seems from other threads they may have only done this to get around affordability issues?
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