NRAM (Northern Rock), dodgy documents and agreements.
Hi and thanks to all who contribute to this site.
Flushed with success at my PPI refund with another Ex creditor I thought I'd start on my NR mortgage.
In 2006 I re-mortgaged my house with NR to pay off a previous mortgage and some loans (taken out with NR).
The present account is not the 16 digit account that I read about though I can only find the mortgage offer and not the agreement.
Also I believe that there is PPI on some of the other loans I had with them in the past (and perhaps the current one).
My thrust of action is threefold.
Does the dodgy documentation apply to me since the ?
Have I been miss-sold the mortgage because it was for 30 years and I'm in my early 60s now and no proper suitability check where carried out by NR.
Finally I will be tackling the PPI as normal.
I suppose the first thing to do is get my paperwork from them so in light of my three pronged action would I be advised to get a full SAR and CCA request in the first instance?
I look forward to your comments as usual.
Kind regards