Update on progress 30 July 2013 http://www.oft.gov.uk/OFTwork/credit.../#.Uffit5F0Ziw Fourteen lenders have informed the OFT that they are leaving the payday market. Three of these have surrendered their licences and are not required to provide an audit report. The remaining 11 continue to trade in other areas of business that require a credit licence and have been required to provide an audit report to the OFT. More business for the others,but must be very welcome to many. Moving in the right direction. In addition to the 50 leading lenders, and since the OFT published the final payday review report in March: three firms engaged in payday lending have had their licences revoked after their appeals against OFT determinations were either dropped or struck out by the First Tier Tribunal another two payday lenders, in addition to the 50 leading lenders, have also surrendered its licence. How about someone with experience of their credit file being affected by these toxic loans from the Lepers of Lending letting the OFT know about it.Some people have had mortgages turned down because they had payday loans on their credit file.Despite paying them off early or on time.The CRAs hold them at one side of their credit file.And the banks lenders,once seen say no.Warnings should be given when they are taken out.No mays,but will trash your credit file. Consumer complaint form The OFT gathers information from consumers regarding their experiences with payday lenders. If you would like to provide us with details of your experiences, please complete and return the complaint form below. Download the Consumer complaint form (pdf 577kb) If anyone feels that way inclined.Tell them.Or any other problems,experiences. I will now leave you to read the report in peace.