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Does new mortgage invalidate old repossession order?

PossessionOrder posted a topic in Home Repossessions

Hi everyone. This is my first post. I am in a complicated situation. I have received a threat to execute a Suspended Repossession Order that was issued against my original mortgage. However, I made a new agreement with my lender after the SPO was made. Is the SPO still valid? It is complicated. Some years ago I fell into arrears when ill, and a Suspended Repossession Order was issued. I am still ill. Interest payments were made by the DWP, but the account remained in arrears. The DWP payments only covered interest on the original sum borrowed, and the interest on the arrears was not covered, so this accrued, and compounded. Eventually my lender suggested a shared mortgage, in which they took 25% of the property, which covered the arrears. I accepted, and a new mortgage agreement was made. For a moment there were then no arrears on the mortgage account. However, when the new mortgage agreement was effected the DWP reduced their payments on the original sum by 25%, as the lender was now a 25% owner. Accordingly new arrears appeared, and accrued interest which compounded. I do not have the income to clear these arrears. Now my lender wants to repossess using the original SPO. Do they need to get a new Repossession Order, or can they use the one that was made on the original mortgage agreement?

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