Hiya, Not posted on here for quite some time but looking for some advice in how to deal/respond to Motormile Finance. I have today received 4 emails (differing amounts from PTP loans when I was struggling and lost my job) threatening legal assessment by Moriatary Law unless I contact them with 7 days. The last contact I had with MMF was in June 2014 when I sent the template doorstep collection letter then sent the below one. I believe all the debts could be statue barred now (as think they were 2010 but going to double check) and have been working hard to clear my credit file of my other priority debts (credit cards, utility arrears etc) rather than concentrating on the payday loan people and almost back to normal so could really do without anymore black marks on it. Does anyone have any further advice/guidance that maybe useful? Thanks in advance.... I do not acknowledge any debt to you or any other company or organisation that you claim to be representing. I am writing in response to the numerous emails I have received from your company that is practically bordering on harassment even though I have responded to each one individually but then been replied to by your companies generic response. I would question are you not receiving them, if so would suggest you monitor your company email policy more carefully. I request the following from your company : An original copy of the credit agreement you are alleging I owe and statement of account you are alleging All correspondence to be sent to be by post through Royal Mail only Full comments on your company’s breach of the data protection act by giving details of the alleged debt over email without relevant permission Reasons why you believe interest can be added to the alleged debt Reasons why you believe a default can be added to my credit file over this alleged debt Please take further note that I do not wish to make any appointment for a home visit and that I revoke licence under English common law for you or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.