Hello guys, First of all, I would like to mention that English is not my first language, so sorry for any trouble while reading I think I have a real problem now with dw fitness and now even creditors are involved. So I've joined Dw, probably like 95% of others, thinking that I would never quit. Lol. After two and a half months I had to move to a new apartment and that made me without an Internet for a while. Have not been going to a gym too, because I had my loungs infected I have been checking my emails almost daily though and my direct debits as well. And everything looked fine. Then I've recieved a letter today that a credit company took over my debt. I got stuck into this situation because my direct debit showed as payed, but in my statement it was cleared, that when they took the money it went over the limit and it was returned right away. So it comes to this that I haven't payed them for two months now, cause of this misunderstanding. So what should I do now? Thanks to ones, which took the time to read this. Best regards, MusicOfStreets P.s. I'm very desperate and quite new to this page, so I am very sorry if this is offtopic or if this post is not in the right place.

really struggling with this one if anyone can offer some advise i have been working at a manufacturing company for 3 years and up until last year i was quite happy with everything moved home to be nearer work met a new g/f she got pregnant then when i told my employer everything went wrong... last November i was offered a (alleged) promotion while i was on holiday i attended work during my annual leave and was asked by the director to move in to a senior role. which i agreed to in principle and spoke to my potential new manager who said it would be a good idea to move me into a slightly lower role on a temporary secondment which i agreed to and began the following week when i returned to work November my new manager(manager B) the proceeded to give my offered role to someone else which i complained about to no avail December i was then told that my replacement (manager C) was going to be my boss? which i again complained about to no avail January manager b was then sacked and replaced by a mew manager (manager D) when manager d arrived i thought it would be a good idea to address this problem of me being only temporary secondment so i put down my concerns in writing to manager c January then manager C and manager D called me in to discuss this issue and proceeded to tell me i had no written evidence so therefore there was no issue and told me to stop winging and return to my duties director who offered me the position left in may due to sale of the business manager D got made redundant in September October i have continued working to the best of my ability since January until further restructure meant another employee was at risk of becoming made redundant they then proceeded to give him my responsibility. December that was that i walked in to hr and demanded to see my employee file and to my surprise there was my original contract and a copy of a document which outline the temporary secondment area of my agreement to work and move roles of which there were two copys i have never see before i took a copy and stated that i was absolutely fuming about how i have been treated i have discussed with hr and manager C during a meeting my current role and what i am doing and how i am performing b ut the still failed to address the issues of temporary secondment additionally my original role has been advertised and filled in January which would make my return impossible i now have a 8 month old daughter who is absolutely wonderful and an amazing girlfrined i am so angry about all this and really do not know how to proceed with this i know i could leave and claim constructive dismissal but that really wont pay the bills any advise would be greatly appreciated.....i am not usually one to cause problems but now i am just so angry with my employer

Hi So i have been on ESA for a few years for mental health issues & i have an adviser at my local Job center plus. I had been looking for a 1 bed flat so i could move out of my parents as this was making my health worse. I was given a flat & signed tenancy agreement on September 2011. I wanted to keep a correspondence address at my parents & so asked my adviser if this was ok & we did a letter that she would send to the powers that be withing Job center plus, also saying that because of my health, i would slowly work my way into living there full time. Today i called JS+ because i needed a confirmation of benefit for a dentist. Bottom line is they say they have no knowledge of my flat & that all info they have is that i still am at my parents, the same address as my correspondence address & when i mentioned my adviser, the very aggressive man kept saying it wasn't down to adviser helping me this way & did i have proof of all this etc. This is a misunderstanding & not my fault, i was just listening to my adviser. He started talking about me losing my ESA & maybe what would drive me over the edge, my flat. Please can someone help!! Gaz