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Showing results for tags 'minimum payment'.
Found 3 results
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Hi Forum People, Just to clarify, can i send a letter to welcome along with my sar stating that i want my interest frozen and that i would like to pay a token £1 each month instead of my full loan agreement as i strongly believe i have been mis sold, lied to and totally b/s'd by these people while i investigate? oh and whats the stance on welcomes :- lifecare 24 to add aswell i will be uploading the statements i have recieved if any one would be kind enough to have a look cheers I hate welcome with a passion!!!
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Hi, I'm Mary I'm new here as a poster but long time observer. I wondered if someone could help me with a situation I'm having regarding JD Williams, I'll try to add as much detail as I can. Firstly they said I owed £573, after I sent them a Unlawful Charges Form and a LBL that went down to £118, So I wrote asking them if I could pay that off £20 a month on the 26th of every month. They wrote to me saying yes with a direct debit form. ... However they tried to take the money out on the 21st twice and my wages weren't in there yet. So then I asked if I could set up a standing order in which £20 would come out every 26th and they agreed and gave me their account details, but they added on more charges for missed payments, also a charge as I only paid £20 instead of what they claim is the mimium of £60, now the debt has gone back up to £207 I have a CCA from them to but it's just a "Reconstituted" copt of the original. Is there anything I can do now? thanks.
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Hello, first post here, I owe £2,800 on one card and £900 on another On my larger amount owing my minimum repayment is £48 and my estimated interest is £50. This means i would be paying £48 and my outstanding amount would go UP by at least £2!! I questioned this in a call and cited their responsibility under the lending code but I may as well have been talking to a wall. The supervisor I spoke to said either pay it off, pay an amount at least equal to the minimum or dont pay (and face the consequences) I have just been made unemployed and currently have no money at all. I have had this card for years. I am wondering whether to go down the line of writing for proof of a signed agreement or contacting CAB or CCC such like. Im struggling to get my thoughts clear on what action to take and what my best options are and could do with some advice please. I hope one day to be free from this companies grip.
