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Firstly i would just like to say, i have read these forums and they have been such a big help to me. Its great to see that im not alone in the situation that i have with these crooks! I have received numerous times the email that everyone gets from Opos regarding the loan i took out with Minicredit. For a £100 loan that i took out with them, my balance now apparently stands at £749.00. I have emailed them to ask for a breakdown in the total that they say i owe and i have not received a reply. These guys have now started calling my house up to 10 times a day and its really getting me down, and the rest of the people that live here. I spoke to them yesterday to try and sort this mess out as they wouldn't answer my emails, Basically the guy on the phone said that i needed to make a payment today of £45 and he would then after the payment had cleared "get back to me to see if Minicredit would accept monthly repayments of £250" I refuse to pay them any money in the hope they will accept a repayment plan, not only because if they say no then that is my money gone, but also because i dont believe i should be repaying any where near the amount they say that i owe. Does anyone have any advice of what steps i can take next, and also how i can get these people to stop calling me? Thanks
