Hi Ive recieved a letter from the lovely Marlin
saying they now own a old debt of mine from M&S that I defaulted on in 1998
( taken out m & s card in 1994 can u believe)
and Its deffo statute barred.
It says in letter that they will notify credit ref agencys of this debt untill its paid
but it would have already had six years on my file from 1998 when I defaulted.
Can they do this? I thought it was only allowed to be on your file once?
Thanks