Hi hope someone can help Mallard have issued us with a return of goods court order, I spoke to them and as we have an arrangement on the account they have said they will be asking the judge for a suspended return of goods how do I know they'll stick to this and not just get to court and ask for the car back. We fell behind with payments made an arrangement with them to pay £500 per month which is £100 extra towards arrears in May, we paid in May ,June and made 400 in July followed by a 100 a week later. No one said anything while we were making this payment that the court forms had been issued. The POC said the agreement was terminated on 8/5/15 - I'm sure we haven't had a termination notice from them. I've AOS'd their claim and intend to defend just so we get to ensure if anything they get a suspended order rather than Take the car. I'm hoping somewhere there is a discrepancy like over this termination notice or in the POC. It states we din' t make payments in April, May and June of £399 we have bank statements showing we paid £500 instead. We've paid over a third but that's confusing too as in the POS our arrears seem to be about £200 because they've included our deposit in payments made under the agreement, total agreement is £15k - we only owe them £14k because we paid a dep to the seller. The arrears are £1000 Can anyone help, I can scan docs in just searching for any paperwork. My oh always spoke to them on phone and we've never had anything about arrangements etc in writing from them. I've asked them to send e confirmation that've have a agreement in place Tia

Hi not been on here for a while but had great success in the past thanks to all the caggers. I'm posting for my other half he has finance with mallard and has fallen into difficulty making payments. Starting a new job next week but they aren't interested. Lady on phone yest said if he doesn't pay £900 by Fri they'll come and take the car. I'm trying to find the default notice but can't locate so may have to add to this post after work this eve. Def have had one but it didn't say £900 by this Friday. Payments are £500 per month we can pay one on fri and then the next one will be due end of may which we can prob meet as well with this new job. Can they take the car with less than one month outstanding? I think the arrears may actually be more as payments started at £400 then hubby struggled in September/October so payments went up to cover. arrears. If they take the car he can't get to his new job and from what I've read we will end up owing a fortune and having no car. There's No Speaking To Them On The Phone They Are So aggressive and just state pay by Fri or were coming for it Can any one help? I will hopefully find the default today and be able to add clarity after tea time thanks in advance. gilly5001 Oh Yeh total cost for credit £15569 Think we've paid £4000 so not a third ��