At present, High Court Enforcement agents are only able to enforce judgments if they relate to non consumer credit debts and have a value of over £600. Judgements relating to consumer credit debts (typically, a debt relating to a bank loan, credit card debt, catalogue debt or any other finance agreement) may only be enforced by a County Court Bailiff. The High Court Enforcement industry has campaigned for many years for the law to be changed to allow them to enforce judgments in relation to 'consumer credit debts'. Earlier this year, the High Court Enforcement industry had their hopes raised that the law will be changed with the release of the Ministry of Justice's Civil Courts Structure Review that was chaired by Lord Justice Briggs. In the review, Justice Briggs stated that County Court enforcement is presently: “heavily localised, paper based, prone to error in form filling, and widely perceived to be slow, ineffective and expensive” A public Consultation was issued (now closed) and in the next few weeks a final report is due to be published. Today the Money Advice Trust issued the following release: http://www.moneyadvicetrustblog.org/2016/07/22/no-enforced-changes-some-thoughts-on-the-lord-justice-briggs-review/ A copy of their response to the Consultation is below: http://www.moneyadvicetrust.org/SiteCollectionDocuments/Policy%20consultation%20responses/Unilateral%20responses/Money%20Advice%20Trust%20response%20to%20the%20Civil%20Courts%20Structure%20Review%20Interim%20Report%20consultation%20paper.pdf

Lord Mayor of Copenhagen accuses Ryanair of 'social dumping' and bans staff from flying with company on official business In a plot twist worthy of a Nordic Noir serial, the Lord Mayor of Copenhagen has dented Ryanair’s plans to make a killing with its new base in the Danish capital. Frank Jensen, a Social Democrat who has been the city’s Lord Mayor for five years, has banned staff from flying with Ryanair while on official business - even if it means paying much more on the Scandinavian airline SAS. Copenhagen has 45,000 municipal workers. Mr Jensen told the Berlinske newspaper: “We require all of those who deliver services to the municipality, including those who would sell us plane tickets, to offer their employees proper salaries and working conditions.” On his Facebook page, he described Ryanair’s practices as “social dumping.” Ryanair responded by tweeting a picture of Mr Jensen’s face superimposed on Marie-Antoinette’s body, with the slogan: “Let them eat cake!” and “Let them pay high fares!” The Dublin-based airline has a long history of striving to avoid what it sees as onerous labour laws by employing crew on contracts written under Irish law. The Danish trade-union movement is seeking to have this practice overturned, with a case set for next month. Ryanair, which is the biggest budget carrier in Europe, set up a base in Copenhagen this year. It had previously offered flights to the city, though rather than landing in the Danish capital they actually touched down at Malmo in Sweden - on the other side of the bridge between the two nations. Copenhagen is already experiencing strong low-cost competition, with Norwegian and easyJet taking on SAS. Ryanair’s schedule from the capital serves a dozen cities, including London Luton, Madrid and Milan Bergamo.

Lord Sugar wades into the PayDay loan trap.. Read more.. http://www.mirror.co.uk/money/personal-finance/lord-sugar-blasts-legal-loan-1460508