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  1. Hi guys, apologies if I'm not posting this in the correct forum. I have loans with SLC that began in 1995. I never reached the GBP repayment limit and left the UK in 2001 to go travelling. I informed SLC at the time and, whilst having returned for visits to the UK, I have been living in either Australia and now New Zealand to date. My postal address hasn't been updated from my parents address in the UK and SLC still send any correspondence to their address. I have successfully deferred my loans each year, sending three or four monthly payslips and enclosing my employers details. In 2011, I got a job paying NZD72,500 so when I received that years deferment forms, it was with some trepidation that I sent them back. Strangely, my application was came back as successful and deferral granted. This was the same for 2012 (no change in income) I have submitted my 2013 application and since been refused deferment. When I wrote and questioned this, I was told that neither 2011/12 loans should have been deferred, that SLC would not be backdating any payments and that I should begin repayments forthwith. I am right to question this or have I just been lucky the last couple of years? Any advice would be greatly appreciated Cheers
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