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  1. Hi I really need some help my late mother's retiremet plan A couple of weeks ago i heard that loads of money was held in unclaimed pensions so i decided to make an enguiry to the Pension Tracking service. They came back and said that they had a record so i wrote off to the company. i recieved a reply from the company saying they did not hold a record of her but JPMC Retirement Plan did. I contaced them last week and the chap on the phone said that they did have a record of my mother's death oin 1993 and said he would send out some forms and mentioned birth certs. This morning i recieved a letter from Mercers (the administrator) saying that all funds that were due would have been paid at this time and because my mum did not leave a surviving spouse there were no further benefits payable. This was signed by someone - For Mercer Limited, administrator acting on behalf of the Trustee of the JPMC UK Retirement Plan This sounds to be as if this plan was held in Trusts and if this is the case would my mum not have had to nominate beneficiaries and if so do they not have to pay out to me ? As i say i am not sure about any of this and really need to know what my next step shoul be? any comments would be appreciated thanks
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