First of all thanks for reading
We need to sell or remortgage our house as son is disabled and we need to either make adaptations or move to a bungalow.
We bought the house 7 years ago but had debt in the past and just after we bought the house we were chased heavily and they got a ccj against us. They put an interm charging order on the property 3 years ago. I am not aware of any final order had been made and they have not communicated with us since.
I have obtained a copy of land registry and it sates the following :
Equitable charge created by an interm charging order of the xxxxxxx county court dated xxxxxx in favour of xxxxx. Court reference xxxxxxx
What does this mean? If we sell do we loose all equity? If we remortgage will the money pass to them?