Showing results for tags 'hp debt'.
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I purchased a car on finance in May 2009 and have made 17 payments of £146.03 with 31 payments to go (as it was a 48 month agreement). I phoned up in July and they said the settlement figure was £4k. I cannot afford to pay and don't really know what to do. I called Black Horse and asked what they could do to help me, they could reduce my payments by half but would add default charges and extra interest to the end of the loan. I can also decrease my payments permanently, but wondered if I could then increase them again once my financial situation improves. What would happen if I just asked them to collect it? Any help will be greatly appreciated
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