In looking to change my direct debit date for my Hire Purchase for my car I have come across a couple of errors and would like advice as to where I stand.
1. The Goods listed (the car) is not the make and model that is outside my house, however the VIN does correspond.
2. Where they have calculated the amount of credit, the deposit I paid has not been taken into consideration, it has not been deducted from the cash price.
Where do I stand in terms of this agreement? Is it enforceable? Could I terminate it without having to pay anymore? I have only paid 3030.68, just under a quarter of the total payable. I bought the car in May 2010.
Thanks