Today received MBNA's response to my CCA request - a mail-in application from 2000.
The two 'halves' don't appear to match. The application refers to data protection info. in condition 12 but condition 12 on the other half is about payment holidays. Possibly it could refer to a different condition 12 on a tear-off list but who knows?
I'd be grateful for any comments and suggestions of what my next move should be. I haven't paid anything for a few months although CAB is supposedly negotiating a six-month freeze but I'm still receiving statements with about £500 extra interest each month. (I'm awaiting their response to a SAR as well.)