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  1. Hi all, Newby to this site, approximately 1994 i handed the keys to my house to the lender, i was stupid to do so, i know that now but "old head, young shoulders" an'all that! i bought the house for £32,000 only lived there for about 3-4 years before life hit the skids. i moved around for a few years & ended up in wales, after a while i got a letter demanding approximately £14,000 i just screwed it up & filed it! they'd sold my house for £18,000 expected me to pay the difference for the full original amount borrowed! They repeatedly sent letters requesting that i go to the courthouse, i was scared to death! i ignored them, i was moving soon anyway!!! a year or so later similar letter drops on the mat @ new place, all in all i dodged it for years, then i got a letter telling me a warrant was out for my arrest. Time to put my hands up i thought!, i rang them & was told that if i went to local courthouse i could cancel warrant. i went and was asked a lot of questions concerning my bank accounts & had to show details of any bank accounts (cards etc) & sign some papers (no idea what) the guy questioning me said that i could more or less just forget about it from that point onwards. that was about 2006. now im getting the same letters again, a guy saying that he's trying to contact me concerning account #********* etc, he comes from a company called Excel counselling according to his paperwork. now, i have very little in the way of assets, i rent my home, i have a car & a motorbike but, & its a biggun, i am the director of my own LTD company now, are the assets of the company in any danger from this process? my company pays me the minimum wage to keep tax low etc. so i can prove that my personal income is quite low, but can they seize money or assets from the LTD Co? thanks!
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