I have received a County court claim for this morning from Arrow Global via
Shoosmiths Solicitors for an old Capital One Credit Card Debt I allegedly owe.
My last Capital One credit card expired in August 2008 and I hadn't used it for a while then.
This debt has been passed around a number of DCA's over the years, upto about 3 year s ago.
And then I heard nothing else until this morning.
I have sent a number of CCA requests over the years and none have complied, they have just passed it on.
From what I remember most of the debt was fees and interest etc.
Can I use a no paperwork defence or should I write to Shoosmiths solicitors and request a CCA again.