I bet this is already on this forum but if it is not this may help persuade a judge or help in your argument.
The first ever PPI case was in 1992-93 (Bristol CC 93/10771).
The case involved L W Price -v- TSB Bank PLC.
It was judged that the total payments of the Insurance Premium were almost as high as the total benefit that could be claimed.
The case was won.
A 10 year non disclosure clause was put in place as part of the settlement.
After 10 years, a copy of the judgement was sent to the OFT and CAB.
Soon after, a super complaint was raised..
Hence where we are today.