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Hi. Can anyone tell me if Lender is a FISA Lender, would their documentation in their numbered leaflet they send out when someone takes a 2nd charge secured loan be valid if the loan is Unregulated? I was under the impression FISA related to regulated Agreements only, not Unregulated, as Lenders argue they can do anything they like (almost) when the loan is Unregulated. The lender supplied both regulated and unregulated loans and were a FISA Lender as they suggest, but claim they sent out a fisa booklet (which nobody ever seemed to get from my knowledge of speaking with other account holders), but they are now quoting from that booklet when the loan in question was Unregulated. My argument is that the FISA booklet only relates to regulated agreements - am I right or am I wrong....? Thanks
