2006 I was being a helpful "mum" for sons friend and he had been thrown out of home and stayed with us for a time.
Stupidly I helped him get a phone and he was paying me back. Didn't work out.
Nothing paid since 2006.
Its not on my Credit Report so i will be sending a SB letter, a precis of the one the Brig scribed for me to Ms De Tute re CL finance.