Evening Peeps, newbie here.
I used to be a member a long time ago and found the info on here very helpful. So thankyou !
I have now got a clean bill of health on my credit score, but still owe debts to various DCA's.
My question is - can a DCA still try and issue a CCJ, even after say 8 years of the original default account ( notice of default has been isssued )
- my accounts have ALL dropped of the various CRA's as they all defaulted many years ago ( over six years ago )
- I am still paying them via a DMP.
To summarise all debts are over 8 years old now.
And I am still paying them.
They just dont appear on my Credit Reference Agencies.
Are these debts still enforceable in a court of law ?
Lets assume than none of the DCA's have the original CCA's ?
Thanks for any info, will be much appreciated, but cannot find this information, having trawled the forums.
Big love and respect ! x