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  1. Received a letter today from a dca. According to them I owe Scottish Power £170 for a prepayment meter debt. The address to which this 'debt' applies is a flat I rented and left four and a half years ago. They say that the debt is due either because i had a debt to clear on a prepayment meter or because I used another suppliers card in the meter. Neither of these apply! There are no dates as to when this supposed debt occurred, no info on Scottish power account or reference numbers, no idea on whether this was gas or electricity, no info I can use to find out what this debt is all about. As far as I'm concerned I paid my energy bill in advance by meter card. I don't understand how this could equate to a debt when I left. I lived there for two years and in that time there was no indication of any debt left by previous occupiers. The letter has 'this could affect your credit rating' in big red letters and this is repeated in the main body of the letter. This is the first I've heard of any debt. I lived at another address less than a mile away for four years. Then moved here to my current address, same town again. And until today, I never received any letter about a debt. I just don't know what to do. Afaic there is NO debt and I can only think that this is something to do with someone who moved in after I left. Could anyone advise me on what to do? Thank you
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