Hi guys, pretty new to the forum so please move if in the wrong forum.
I have had previous success in reclaiming charges down the years but before all the hoo-ha with court cases.
However I had a hammering on my car finance with ford, done through FCE bank I believe back in the day with regards to late payment charges, over limit charges etc etc.
The account is since closed but was running from about 6 years ago up until 18 months ago.
Is there still any scope for me to reclaim these in this day and age?
As i'd obviously like to pursue some of my money back if its a possibility but don't want to chuck a tenner their way for a SAR if its not going to get me anywhere!
If this is the case id appreciate some guidance. Initially i think i will need to send a SAR as i have lost the majority of statements. Would this be sent to Ford Finance or FCE do you know?
Thanks in advance!