Showing results for tags 'fakeccj'.
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Hi Sorry if this is in wrong thread, I can't seem to find a forum for aging Credit Card Debt. I was under the impression that Consumer Debt, i.e. Credit Card Debt, could not effectively be enforced beyond the 6 years without a CCJ and that it was not worth their while to obtain a CCJ. Is this not the case? A letter sent to address not been at for 2 years said Cap had obtained a CCJ, yet no Court Documents served warning of a hearing etc served to either current or old address. Is this a stunt they achieve by doing things in bulk? We hear of Courts signing things off leaving victim to deal with outcome. Says they are going to seek a warrant of control, I am on permanent ESA Last payment was about 6 years ago, which suggests to me that they have correct paperwork. I foolishly kept the debt alive for years with small payments before life changing incidents meant I could no longer service debt. Will a Court take what little money I have, £5 a month would take 500 months! I was told under consumer credit act that interest was frozen, now they are adding fees for taking me to Court. Does this mean they can add more fees and interest? Do the Court come after me for Warrant of Control or do Cap have to pay them? Is this a keep alive tactic that just adds 6 years of hopelessness to it? I do not want to re-awaken this or other debts.
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