hi everyone, this is my first post, although i've been a member for about 2 years. i find this site phenomenally helpful. this is the issue i have. my wife and i are moving to Oz with our two kids. we're going on a student visa (subclass 572), she's studying and i'm working, so we won't be "residents" at first. we hope to gain residency in the future, probably around 5 years away. the problem is i'm in a debt management plan at the moment, all the debt is in my name, around £33k. most of the debts are with collectors now, here they are and who they're with:- 1 Halifax (Bank Overdraft) £4000 2 Co-operative Bank (Credit Card) £123 3 Barclaycard (Credit Card) £3300 4 Blair Oliver and Scott Ltd (Debt Collection Agency) £14150 5 Clarity (Debt Collection Agency) £2600 6 Direct Legal and Collections £8500 (Debt Collection Agency) i know this looks bad but i had some bad luck business wise in 2008 and the debts mounted up quickly. i've claimed back the PPI on all of them so that helped. my question is this- as we will not be permanent residents in Oz for a few years, will they be able to apply through the courts in the U.K to make me pay the debts? i'm paying £100 a month towards them at the moment but won't be able to keep up the payments when we go, maybe i can reduce the payment further to keep them off my back while we get settled. also, if i keep my head down and put everything in the wife's name over there, will they find me? please don't judge me too harshly, i'd prefer to pay them off but it's just not possible as we need all the money we can save to go with, and if we make it over there then there's always a chance i'll be able to in the future. whereas if we stay here they'll be around my neck until the day i die. thanks in advance for any info anyone can give, it'll be much appreciated.......