Showing results for tags 'early repayment'.
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Hi Please can someone give me a little advice with early repayment on a Secured First Plus loan? The situation is that in Februrary 2008 I took out a 40,000 secure loan with First Plus (no PPI). I am wanting to pay this off when I sell my home this year. There should be enough to cover the loan if the interest is calculated in a normal way. I am concerned that I might have a Rule 78 loan (or something like that) and I am concerned that I will have to pay back more than I originally took out? Is there an early redemption penalty that I need to be aware of? On my agreement under Early Repayment it says something to the effect of I will need to pay back all installments and interest to the settlement date which seems straight forward but then it mentions a rebate in line with the CCA notwithstanding that this agreement isn't covered by the CCA. ?? I have tried registering with.the first plus complaints website but the registration form will not accept my email account. Which is why I came back here. Thanks
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