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Hi We are in the process of selling our house, and when the solicitor contacted the Land Registry for details of charges against the property she discovered that as well as our mortgage there is a second charge against the property. In September 2002 we took out a loan for 5 years, he loan has been redeemed in full in September 2007 as agreed, but it seems the charge has not been removed from the property. The loan company from whom the loan was originally taken (Southern Pacific Personal Loans Ltd) has gone into liquidation and the receivers want us to pay £250 + Vat to have the charge removed from the property. I think this is unfair as we have already repaid the original loan and that the charge should be removed without cost. Where do we stand? Can we sell the property without removing the charge, if we do can the liquidators prevent us from selling the property.
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