Showing results for tags 'defa'.
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After checking my credit file, i t appears that either o2 or Lowell defaulted me in 2008 for non-payment of £46 mobile phone bill. However I'm pretty certain that I paid my bill entirely and never received notice of a default. So, 1) How do I find out who issued the default, how can I get them to prove that I owed the money, and how can I get them to prove they sent the default letter out. 2) If they cannot provide a CCA, does that automatically mean the default should be removed? Also, they are chasing me for payment on a credit card debt. I owe just under £5k. I had been paying a nominal monthly sum through MyVesta but that stopped in Feb 2012. I have no way of paying the amount I owe. What should I do next? Should I hit them with a request for the Consumer Credit Agreement?
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