Hi there, Please help me to sort this out... really appreciated your time and opinion on it. I have come to know about this forum while i was looking for some tips for the appeal to tribunal. I was a tenant of a multiple dwelling home. I was introduced by a college mate to this house and the contract was under 3 names and we were students. The landlord come to introduce three other guys who is also living there and looking after the property, collecting rent on behalf of landlady. Every month we are paying rent and other bills which includes council tax, gas and water etc to them. I have come to know about the students get discounts on council tax and that'y why they separated contracts to only our names. We used to pay in cash and sometimes transferred to bank accounts as well. As far as landlord is happy, we didn't find any difficulty after words and didn't provide and recipe for the payments. In November, the other two guys finished studies along with me and they left the house. Subsequently i was informed the same to landlord as well as council to update on the same to the system. In may, 2012 before i go on a holiday, i informed guys about a new agreement as the old one was expired in March 2012 and i want just one for all other tenants as i finished my studies. However, the landlord phoned up and promised me they will make it ready once i come back and will update to council also. In the end of 2012, i started seeing unpaid council letters coming from ealing council under my name on it. I discussed the situation with both landlord and guys but they didn't provide an adequate information and also while was a search for job, i didn't pay more attention on that. As time went by, i saw another letter also at home under my name on it. So, i decided to call council to know the situation. They have informed about they holding the same old agreement and no new contract hasn't sent to them. In April 2013, i was following landlord for the agreement copy but didn't respond instead of merely saying she has already sent to council and they might have failed to update it on the system .Again i called up council and informed the situation of other people living there apart from me and landlord wasn't ready to make any changes on the contract. So, i informed the same to council and requested to come and view the dwelling to verify the living of other people .At last they found other guys living there and said to me this is multiple dwelling home and they will inform the landlord of this and she should be the liable person over due council tax. Even though i made couple of payments when i saw it become due and didn't have any intention for the guys to do so. In July 2013, council send a confirmation letter to me that informing my account is now closed and all liabilities put to landlords account. So, i left the house with any more conversation with both guys or landlord. But, in 2015 dec, again they sent a letter that i still owe them £1328.00 towards council tax and when i contacted them that said the landlord sent a letter of possession from county court which i never new. I phoned them again and explained the problem with landlord over tenancy agreement and unknown situation of the county court judgement. But, again they sent me a letter of final decision and i have to pay that amount though i contributed towards my share. So, i have to appeal against this decision and deceitful actions of landlord. Please advise me , what to do next as the time is rushing on..got 1 more week to appeal. with regards das

I was looking for a magazine and came across Pocket mags website. I saw a magazine I was interested in reading and bought a one off copy. There is a tick box to indicate that you are buying a one off subscription. Today I checked on my current account and noticed a payment marked "Magazinecloner.Com Ltd 1************90 - Recurring Visa Transaction" If I had known it was a recurring VISA transaction payment I would never have purchased from the site. Surely this is a fraudulent as I never agreed to the recurring transaction. As a matter of fact, I would never agree to any card recurring transaction with any company. I have no objection to the one payment, but strenuously object to the recurring VISA transaction. I emailed the company and this is the reply; The recurring subscription is a stipulation on all Apple subscriptions, which is implemented by Apple not us. A user can’t subscribe unless the subscription is in a recurring manner. To cancel the recurring subscription, you can find instructions here http://support.apple.com/kb/ht4098 . If you’d like a refund, please contact Apple, as the transaction would’ve gone through them. To do this, click ‘report a problem’ next to the item in your iTunes purchase history. I have a Windows 7 PC and do not use Apple products let alone iTunes as I don't downloads apps. Nowhere on the website does it indicate that it is a Apple subscription. I am normally very careful and cannot believe that I have been conned this way. Especially as I have never been an Apple customer! I have Win 7 and detest Apple products as think they are over priced and would never use iTunes anyway. I have contacted my bank, Nationwide and asked them to make sure that any recurring transactions are cancelled, but not sure if they will honour my request or trot out a dozen excuses. Is there anything else I can do?