Hi I hope I have put this in the right place. I have a failed IVA, and quite some time ago when a landlord did a credit check on me the credit agency said I was bankrupt. I had to call the company I had the IVA through (which was NOT failed at the time) who put it in writing to my Landlord that I was not bankrupt but had an IVA. I still have the letter somewhere. I failed my IVA probably at least 5 years ago. I am now in dire dire straits and desperately need a loan/credit whatever - my car is going to very expensively fail its MOT tomorrow and its a catch 22, we cant afford the repairs and we cant afford a reasonable 2nd hand car. This means I will lose my livelihood as I need the car. I am in desperate need to check my credit file but I am very worried that if I raise my head above the parapet, all my creditors will find me. I have successfully avoided them for years and my debts may even by statue barred by now. BUT I am way too scared to check in case I leave a "footprint" on my credit file and all hell breaks loose with lots of letters from old debtors. Before anyone comments, I can actually afford say, £100 a month repayments and my workload is increasing and I am a very very responsible careful purchaser nowadays. The old debts were due to long term illness plus redundancy and not crazy purchases! SO....... with much waffle the bottom line is, can I go onto Experian without being found? How can I find out if I am statue barred? Thanks in advance.