Showing results for tags 'credit card default'.
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My CRA file shows that I both defaulted on and satisfied a Halifax credit card account on the same day. Is this possible? There's no dispute that my account was in arrears; I'd had a horrendous couple of years with a messy divorce and contact battle, and had lost the plot as far as my finances were concerned. My life is now settled, and I'd love to remortgage my house onto a more competitive rate (I'm on the Santander SVR at the moment), but this is the only thing which is currently stopping me. What's the best way to tackle this to try to remove the default, if indeed it has been recorded incorrectly? Ta, OSB
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