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  1. Hi any help here would be greatly appreciated.a member of my family a single parent signed a service agreement for gym membership for her 15 year old son.she has just lost her job and cannot afford the membership any longer.she paid her first months membership 40.00 in cash at the time of signing the service agreement and has paid the last 4 months on time by DD.Not only can she now not afford this membership but also her son and his friend have been using the gym equipment totally unsupervised. she and I are of the opinion that this gym have been negligent in allowing these boys access to the gym unsupervised.She wrote to the gym and their collection agent Debit Finance Collections PLC and the agent replied with the usual rhetoric that if she defaults they will automatically pass her name on to the credit reference agencies.Just need a little help to make them go awaythanks
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