Hi First post here.
I have an old debt with Egg from around 2000 for roughly £2900.
I was on a CAB plan paying £1 token payment for a while at the time but stopped paying ,
I never heard anything for years and now Capquest own the debt .
I think I might remember paying them £10 a month 3-4 years ago for a while but due to financial hardship stopped paying.
Though I cant be certain on this as I cant seem to find any details at the moment.
They have recently sent me letters again and have refered it to Drydens Fairfax who have given me to the 30th Nov to offer a payment proposal otherwise court action.
Which means I`ll have to send them a ltter either today or tomorrow
.What should I do , offer £5 a month or something or play hardball.
I don't really want a CCJ as I already have one from Drydens at £10 a month for another card debt.
I wish I had know of the Statute Barred act before I may(possibly) have paid Capquest 3-4 years ago as it was probably unenforceable back then.
thanks
Tired and Weary