Looking for advice please, a judgement in default has been granted and bailiffs instructed because the claimant has told the court the defendant didn't respond to the claim - however the defendant filled in form N9A and took it, with a witness, to the claimant in person who told them they would not accept an offer and would only take the full amount. The defendant made a part payment on that same visit which has been deducted from the judgement amount, yet the claimant has clearly pretended to the court this visit never happened. It's my understanding that upon the claimant refusing the offer it should have been referred to the court for them to decide the amount to be paid and when , but by lying to the court the claimant has denied them this opportunity and there have been three bailiff visits already which again are incurring charges. I understand a form can be asked for to set aside the warrant - is this the best course of action as I'm not sure it is grounds to have the whole CCJ set aside (if they are indeed two seperate things)? Any advice is appreciated as this seems grossly unfair, the defendant does not have this sum all in one go and offered it across 10 monthly payments.

Hey Everybody I've been lurking on this wonderful forum for a couple of months now reading up on as much as possible whilst familiarising myself with knowledge through the conversatoins being carried out here - phew. I'm kinda stuck now but here's where I'm at: I sent my SAR's letter mid December and received all my statements first week in January. I'm now in the middle of completing Mindzai's easy-to-follow spreadsheet and looking to claim contractual compound interest at 29.84%. I have a Royalties Premier account. I selected Minzai's contractual daily rate sheet as the correct spreadsheet for this but after having completed all cells, the calculations are telling me for the period from May 2004 until present charged at an interest daily rate of 0.07% (29.84% annually): Total Penalty Amount Total Compound Interest £1917 £719 Total Combined charge and interest £2,636 Is this right as it seems a little low in comparision to other people's calculations for contractual compound interest even though I'm only claiming for just over 2 and a half years. Could one of you lovely maestros of Mind's spreadsheet let me know if i'm on the right track!!! Also, the column that says Date Of Interest, do I insert the date the Interest charge was Withdrawn or do I insert the period of the date the Interest relates to: ie. INT TO 21 APR A/C £10.94 7 May 2004 (do I insert the date as 21 April OR 7 May???) Finally, the cell that says SCHEDULE OF CLAIM FOR CHARGES: FROM: is this supposed to be blank as I thought it would have automatically put the date of my very first charge or does it only do this if you complete the Charges & Interest spreadsheet? Sorry to ask such spastic questions but I promise, I have read through the FAQ's and pretty much all threads under RBOS for more info on filling out these spreadsheets but couldn't see anything relating. Thanks in anticiaption for your help! LOVE YOU GUYS AND GOOD LUCK!!!!!