Hi Guys,
Mid May I sent a reclaim charges letter and spreadsheet to Coop Bank claiming CC charges to the amount of £2605 levied on the account over 13 years.
Today I received a reply and cheque from Coop for £794 as their final response.
They claim that to go back more that six years is against the Limitations Act 1980
and any charges incurred prior to May 2007 are outside of the six year rule and therefore statute barred.
Is this the case or are the Coop telling me a load of bxxxxxks and should I just accept their cheque and shut up or persue the other £1800 pounds.
Looking forward to your replies.