Hi
I had a debt with Barclaycard in 2004/05 for £476 and then facing financial trouble, I have an IVA in 2007/08 which failed because of emigrating to Australia for 4 years. Since 2006/07, I had no contacts with any financial companies and didn't pay any money to anyone, other than GE. I have come back to UK and since then paid off GE. But, I have no communications from any financial companies.
I checked my credit history and there was nothing showing from any financial debts from 2006/07.
I did get in touch with Barclays but that was for a PPI claim which they paid up.
I am now suddenly being chased for that debt with Barclaycard from 2006/07 by a company called Cabot Financial. In the letter they sent me, it says they'll send a company called ResolveCall to visit me and discuss the debt, if I don't call them within the next seven days.
My question is I am sure the debt is statute barred. I have never made any payments to Barclays since 2007.
What are the next steps - bear in mind, I haven't contacted them and I have never admitted to the debt to them.
Thanks for your help