Showing results for tags 'capital 1'.
Found 2 results
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Hi I have recently moved to a new address and started to receive a succession of debt letters and the latest one is a " Appointment for Home visit" letter stating that the account may be sent to a local debt collector in 10 days time The debt is stated as for a debt due to : Robinson Way Ltd (Ex Capital One) for £6,529.92. I believe this was a old credit card agreement from approx 2004 when I moved to Spain and divorced from my wife she was supposed to pay off this debts but has advised me that she didn't make any payments. I have recently returned to the UK so assume no payment or contact has been made since 2004. Can anyone advise me what should be my 1st course of action. Any help would be greatly appreciated as I came back from Spain without a penny
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Hi all I hope that this is in the right place. Here goes: I foolishly got a credit card with Capital 1 in 2008 . This was while my business was prospering, but things got a little tight when the credit crunch started to squeeze the market that I'm in . Anyway, I defaulted on the repayments for the £200 debt and due to the charges, the debt was finally sold to Lowells with a balance of £483.70p. After some letter ping pong with Lowells, it is getting to the point where I think I might have to make an offer of payment to them, but I wanted to know whether it would be realistic to try and reclaim the charges back from Cap 1 in order to help me pay the debt to Lowells. If anyone thinks that this is a plan, I would also like to know how to calculate the amount to claim back from Cap 1. Thanks in advance. JJ
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